Balance transfers and introductory rates can make it very worthwhile to shop around and be choosy about the financial products you purchase. If you are carrying a balance on your credit card, you can get another card that has a low introductory interest rate and transfer the balance from your old credit card to the [...]

Most people will tell you to shop around for the best rate. Whether you are looking for a loan, a mortgage, a credit card or some other financial product, it’s wise to shop around. This is a good advice, for most part.
But how you do it matters, and it matters a lot.
If you [...]

It’s easy to blame the government, but in this case they are certainly not the innocent bystander. Take a look at the movie below and tell me what you think about it…

How did we get into this “mortgage” mess anyways?

The real question is how do we get out of it? How do we get rid of the monster mortgage, renegotiate with the bank and not declare the bankruptcy in the process?