You know you set the example for your kids to follow. There is no secret. They will do as you do and not as you say. It really does not matter what you say, it only matters what kind of example you set. If you are in debt, your kids are likely to follow in your footsteps. Do everyone the favor (maybe not the banks) and pay off your debt.

Changing the debt mindset is the hardest thing in the world. You can’t just reverse it on a dime. It takes time. And it’s the hardest in the beginning. But if there is one piece of advice I can give you when it comes to paying off debt is a tested and true quote from Elizabeth Smith:

Begin somewhere. You cannot build a reputation on what you intend to do.
– Elizabeth Smith

You may not think about your reputation with your family but you know it exists. Whatever you feel inside about yourself is what your family thinks about you, either secretly or openly. But there is a way out of that rat hole and it is by committing to a goal and sticking to it.

And one of the best goals to commit to is to pay off your debt. You will feel better about yourself. You will set an example for others. You will build up your reputation. It is a win-win-win, so as Elisabeth says, begin somewhere.

You can put your name and email in the box on the right to stay in touch and get the support you need to start paying off your debt.

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