Got an excellent quote for you today that is so true not only when paying off credit cards but in case you need to pay off mortgage or loan. As a matter of fact, it can be applied to many other areas in life:

The two most powerful warriors are patience and time.
– Leo Tolstoy

As the old adage goes, Rome was not built in a day. And neither was your debt most likely. So don’t expect it to disappear in a day either.

Paying off credit card is simple, but not easy. Much like loosing weight. Everyone knows how to loose weight - eat well and exercise. The concept is simple, but not easy.

But most people fail to loose weight much like they fail to pay off credit card. In theory, it’s simple - spend less than you make and apply the difference to the credit card balance. But how many people actually do it?

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