You know you set the example for your kids to follow. There is no secret. They will do as you do and not as you say. It really does not matter what you say, it only matters what kind of example you set. If you are in debt, your kids are likely to follow in [...]

Got an excellent quote for you today that is so true not only when paying off credit cards but in case you need to pay off mortgage or loan. As a matter of fact, it can be applied to many other areas in life:
The two most powerful warriors are patience and time.
– Leo Tolstoy
As the [...]

Balance transfers and introductory rates can make it very worthwhile to shop around and be choosy about the financial products you purchase. If you are carrying a balance on your credit card, you can get another card that has a low introductory interest rate and transfer the balance from your old credit card to the [...]